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Bad Credit Car Loans

Do you need bad credit car loans? Have you been knocked back for car finance from the big lenders?

Auto Credit Now understands that a vehicle isn’t a nice-to-have in Australia, it’s a necessity.

Apply online here and we’ll help you get back behind the wheel sooner.


Personal Loans for ABN Holders

Client case study:

Daniel runs his own painting business in Mildura, Victoria and needed a personal loan for a work ute. He had been unsuccessful 4 times in the past applying for a car loan with the big financial institutions and lenders – that was, until he found Auto Credit Now.

Bad Credit Car Loan Melbourne

Daniel’s story:

I’d applied for a car loan several times over the last 2 years but kept getting knocked back.

“It wasn’t until I found Auto Credit Now through Facebook that I was able to the loan I needed for my business.

“I’ve only recently got my ABN [for my painting business] so Auto Credit Now stepped me through the process as I needed proof of income for 3 consecutive months. Dealing with Glen and the team was a positive experience.

Car Loans for those with bad credit

Not only was Auto Credit Now able to help secure the finance for Daniel, but we also found him the ideal dual cab ute to carry all the supplies for his painting business – a 2008 Nissan Navara STX D40 Dual Cab.

Why Choose Auto Credit Now?

Daniel had exhausted all his options locally with the big banks trying to get a personal loan.

And even though Auto Credit Now is headquartered in Brisbane, Daniel is just one of many clients who live outside of Brisbane or interstate and have raved about our service.

I had a pretty good experience with Auto Credit Now and would recommend them to other people in a similar situation with a poor credit history or no trading figures if they have their own business and ABN.

I live in Victoria and the whole process was pretty straightforward. I was able get on a plane to Brisbane to pick up the ute from Glen and the team at Auto Credit Now.


We have solutions for everyone. Personal use or business use. Have an ABN number but no trading figures? We can help with second chance finance, rent to own,  plus finance for business use vehicles.  Don’t let anything stop you doing what you want to do. It starts with an application and we take it from there.

If you have or can get an ABN Number, there is a good chance we can help.

We have access to a huge selection of dealer only stock.

All sold vehicles come with registration and RWC.

Contact Auto Credit Now to discuss your finance situation today.

Sedans, wagons, dual cabs, Utes, 8 seaters, 4x4s and much, much more. See our cars by appointment only.

Apply online at We look forward to helping you today!

Our vehicles are turned over very quickly, please enquire about our current stock!