Second chance car finance

Second Chance Car Finance with Bad Credit

Have you applied for car finance through loan providers but didn’t get an approved car loan with a bad credit history? Or has your credit history been impacted by loan defaults? Or do you have some unpaid defaults at the moment but need to get finance for a vehicle asap?


Don’t despair, Auto Credit Now can help by giving you a 2nd chance at getting a car loan today…

The team understands it has a been a tough past 12 months and everyone can do with a helping hand. Everyone is commited to making sure you get the best chance possible at car finance when you need it most. Auto Credit Now is proud to be supporting 1000’s of Australian’s each and every year.

We take the time to understand why your credit history may have taken a dive and help set you on the right path again โ€“ whether you’ve experienced a loss of job, a relationship breakdown, illness or another reason. We have a proven track record of helping our customers restore their credit rating in as little as 12 months.



Second Chance Car Loan for Late Model Vehicles

Look it is not out of the question all you have to do is apply for a 2nd chance car loan with Auto Credit Now today to start the process. We all have big dreams and sometimes we can turn those into reality so if you have the money to support your repaymants of your car loan for a late model vehicle then there is no reason why you can’t apply today. All your late model vehicles are available you just need to provide us with all the details up your application.


Second Chance Car Finance for ABN Holders

It’s not easy starting out as a tradesman in Australia and you don’t exactly get paid the best when you first start. So Auto Credit Now can you help kickstart your business with a new car to drive away today. All you need is to be a registered ABN Holder and you can apply for business loan car finance today. We know that sometimes first impressions can be the difference between getting that sale over the line or getting repeat work. So don’t miss out on a new car to give your business the trendy look and feel it deserves.



Apply for a Second Chance Car Loan

Auto Credit Now doesn’t descrimintate in any shape or form so everyone who is struggling to get a car loan no matter the situation. Regardless of whether your defaults have been paid, are still unpaid, or if you have an arrangement in place, complete the quick online application form below.


Last Chance Car Finance

Every second chance car finance application is individually assessed and we’ll call you to discuss your personal circumstances. Rest assured, Auto Credit Now gets thousands of customers with second chance finance back on the road in a late model vehicle to suit their needs from our exclusive warehouse.


  • About you

  • Contact details

  • Loan details

  • How long have you been in your job for? If you have a job. If not please selet no job.

Read ourย FAQs below orย call us on 07 3607 9396

Meet one of our happy customers

second chance car finance apply today

“At the start of last year I wanted to get finance for a car. With a not so good credit rating and very limited finances I found myself running up against brick walls, so to speak. I found Auto Credit Now and Glen while doing an online search. Glen was very professional, approachable and contactable anytime. I am now enjoying my new car and find it very reliable and hassle free.” – Patrick

Frequently Asked Questions

Credit problems are no problem with Auto Credit Now and each application is individually assessed. Apply now or call us on 07 3607 9396ย to discuss your individual circumstances.

We offer competitive interest rates and repayments depending on your individual circumstances and the type of vehicle you wish to own. Apply todayย and weโ€™ll call you to discuss.

Auto Credit Now has our own exclusive vehicle warehouse. We only source quality, late model vehicle and every car must pass a rigorous safety check before the new owner gets behind the wheel.

We can help get your credit rating back on track in as little as 12 months. Donโ€™t delay, apply today and you can be back on the road in your dream car in a matter of days.

1) Complete the online application here
2) We call you
3)ย We individually assess each application and look to give you finance approval
4) We source a late model vehicle to suit your needs from our dealer-only warehouse