Second chance car finance

Has your credit history been impacted by loan defaults? Or do you have some unpaid defaults at the moment but need to get finance for a vehicle asap? Don’t despair, Auto Credit Now can help.

We take the time to understand why your credit history may have taken a dive and help set you on the right path again – whether you’ve experienced a loss of job, a relationship breakdown, illness or another reason. We have a proven track record of helping our customers restore their credit rating in as little as 12 months.

Regardless of whether your defaults have been paid, are still unpaid, or if you have an arrangement in place, complete the quick online application form below.

Every application is individually assessed and we’ll call you to discuss your personal circumstances. Rest assured, Auto Credit Now gets thousands of customers with second chance finance back on the road in a late model vehicle to suit their needs from our exclusive warehouse.


  • About you

  • Contact details

  • Loan details

Read our FAQs below or call us on 07 3607 9396

Meet one of our happy customers

“At the start of last year I wanted to get finance for a car. With a not so good credit rating and very limited finances I found myself running up against brick walls, so to speak. I found Auto Credit Now and Glen while doing an online search. Glen was very professional, approachable and contactable anytime. I am now enjoying my new car and find it very reliable and hassle free.” – Patrick

Frequently Asked Questions

Credit problems are no problem with Auto Credit Now and each application is individually assessed. Apply now or call us on 07 3607 9396 to discuss your individual circumstances.

We offer competitive interest rates and repayments depending on your individual circumstances and the type of vehicle you wish to own. Apply today and we’ll call you to discuss.

Auto Credit Now has our own exclusive vehicle warehouse. We only source quality, late model vehicle and every car must pass a rigorous safety check before the new owner gets behind the wheel.

We can help get your credit rating back on track in as little as 12 months. Don’t delay, apply today and you can be back on the road in your dream car in a matter of days.

1) Complete the online application here
2) We call you
3) We individually assess each application and look to give you finance approval
4) We source a late model vehicle to suit your needs from our dealer-only warehouse