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Second-chance car finance Cairns

Cairns resident Jacob had been searching for second chance car finance after being denied a car loan by eight different lenders across North Queensland.

The 27 year old was forced to rely on public transport for six months while hunting for car finance. But once he spoke to Auto Credit Now it was only a matter of days and he was back on the road in his very own late model Toyota Corolla.

“I had been getting knocked back left, right and centre without explanation from the big lenders – the whole process was really frustrating.”

“That was until my dad recommended Auto Credit Now. Glen and the team made the whole process really simple. They were really easy to talk to and just got it done.”

Like many of our happy clients, Auto Credit Now were able to not only finance the vehicle for Jacob, but find a car that ticked all the boxes.

“I was looking for a small 4 cylinder car, something affordable to get around in and that I could use to run the kids to and from school. Within a matter of days my loan application had been approved and I was flying to Brisbane to pick up the car.”

“My dad actually secured a car through Auto Credit Now almost 3 years ago – a Great Wall ute – and was raving about the guys. My sister also used Auto Credit Now last year too, so this is the third car in our family.”


We have solutions for everyone. Personal use or business use. Have an ABN number but no trading figures? We can help with a commercial loan for a 4×4, ute, van or any business use vehicle. Don’t let anything stop you doing what you want to do. It starts with an application and we take it from there.

Finance, rent to own, second chance finance.

If you have or can get an ABN Number, there is a good chance we can help.

We have access to a huge selection of dealer only stock.

All sold vehicles come with registration and RWC.

Contact Auto Credit Now to discuss your finance situation today.

Sedans, wagons, dual cabs, Utes, 8 seaters, 4x4s and much, much more. See our cars by appointment only.

Apply online at We look forward to helping you today!

Our vehicles are turned over very quickly, please enquire about our current stock!